ANSWERS: 39
  • Stay Home :(
  • I just don't spend it, that simple.
  • i put all of my change in a penny bank and then i cash it in at a coinstar. i also give my mom half of all the money that i make for her to put into my bank account i also dont carry around much money or any money with me so i wont be tempted to spend all of it
  • Sit in my house on this **** computer all day! lol lol lol
  • I will put it in a safe place so I don't spend it. Then I forget where I put it. I probably have lots of money saved around my house that I can't find. lol
  • I spend less than I make and put that money into a savings account.
  • Give it to my financial planner. 401k, IRA. stuff like that. Christmas club works too! You can only take it out once a year and it goes in your savings or you can but it back in for next year.
  • Stay away from shopping unless absolutely necessary - it's the frivolous spending that keeps me from being able to save if I'm not careful. That and I clip lots and lots of grocery store coupons. I can usually save anywhere from $10 to $60 dollors everytime I go grocery shopping.
  • bring my lunch to work/school
  • Purchase used cars.(one or two years old, low milage. Make sure that they run on regular gas. Right now I have 2005 Avalon (regular gas, 29 hwy, 26 town) and a 2004 Solara. The original owners paid the first year's steep drop in value. I've beeen doing this for twenty or more years and have never regretted it. --Oh, and run them to about 100,000, miles.
  • I budget it in. Each week I take out X amount of dollars and put it into a savings account and that is where it stays unless something comes up that I need it. Also, I watch what I buy and don't overspend. That way I am not dipping into my savings for things I don't really need.
  • evertytime i get money, i go and put it in this little safey thing! and i dont touch it until.. THE MALL! <yay>
  • The kids take packed lunches to school. The kids have their pocket money in their bank accounts. It teaches them to save and budget, there is no negotiations apart from annual rises and I no longer get tempted to give them an extra fiver for this or that. I buy clothes on ebay in bundles for the girls and shop at tk maxx for last season trendy bits to finish outfits off for the eldest. I learned how to cut hair, no basin cuts and no £15 haircut fees. I use beans, haricot, black eye beans, flagolet, kidney etc and for each portion of meat I use I often use two portions of beans. Works well in stews, chillis etc and I've found it will make meals for two days instead of one. I buy in bulk when there is a discount. I have my food delivered. It costs a fiver but it saves me so much more in impulse shopping. We run a second hand car with a gas conversion. We love take aways but one a week can cost £120 a month so I bought a book called The Curry Secret. It was a revelation and I now bulk make the curry base. We have a takeaway style curry each week and it costs about £5 compared to the old £30 a week. We budget to the point of boredom but it means I can work part time and stay at home with the kids so it's worth it.
  • i read an article a couple of weeks ago about ways to save $50. one of the suggestions was from a woman who never spends a $5 bill that comes her way. she takes them out of her wallet and puts them away. i decided this sounded good and "do-able" so i've starting doing it. then i realized i don't use cash very often so my little secret nest egg is up to an amazing $5!
  • leave my debit card home, or walk with cash, when i know how muh cash is in my pocket, i tent to nt spend money as much
  • HA! What's that?
  • Bank of America's Keep the Change program :) and I have an automatic deposit taken out of each of my paychecks for $50 that goes straight to savings. 401k as well.
  • Live on a budget.
  • I quit smoking. By doing that alone I save almost 200 a month. Yes, I was a heavy smoker from the time I was 15.
  • Well I try to save it in my money market, but that does not seem to work very well. At times I have saved money, by buying a money order.
  • I contribute 5% of my gross paycheck every week to my 401(k) and I just started a Roth IRA at Foliofn.com its a good deal only $4 a trade
  • Follow this simple formula: cut your unnecessary expenses, increase your income.
  • Have somebody else hold my purse when I am in proximity to a shoe store:) I invest it. I avoid things like Starbucks, impulse purchases, and the like. I have no debt actually--so I don't run up credit cards and waste my hard earned dollars on paying interest. I also pay cash for my cars, so no interest there either. I do quite a few things, these are just a few examples.
  • By saving it up.
  • I live below my means and save and invest the extra. I have bought a house and paid for it this way. I decorated with some new furniture but mostly used stuff, it all wears out sooner or later. I don't use credit cards unless forced, ie air travel,rental car etc. Pay cash and you know what you spend and where you spent it. This makes it real easy. Whenever you buy anything ask yourself 3 times "do I really need this?" Chances are your quality of life would be better without it. If you own too much stuff it winds up owning you, you spend your life cleaning it, moving it, storing it, finding it etc. Spend money on people not on things. Save money when you are young and compound interest will double it for you.
  • Cut your unnecessary expenses.Look better options for your staples.Compare prices in the supermarkets.Avoid using your car in unnecessary trips or use public transporation if available.
  • I hide all my change and tips in a jar away from the hubby.
  • Well, I actually save change and my extra dollars. Then I forget where I put them. Three years later I come across them. Tada! Extra cash! Seriously though saving all your extra pocket change really adds up! :]
  • buy a obligation or stock ......... it will freeze your money for some period. in the maturity day, u can choose to freeze back or us it !!! ^ ^
  • I haven't saved a dime - I spend it all and more.
  • Changed most all my lightbulb to flourescent and my electric bill is coming down.
  • just dont touch it haha
  • I have never been one to spend spend spend! I generally put large amounts of money into my savings account and don't withdraw as much as possible.
  • Try to put away $500.00 weekly from the paycheck (paying ourselves first) and then the bills.
  • I do my own cooking, buy many items from Thrift stores. Do activities that don't cost anything like going to parks and cycling. I also buy many items in bulk.
  • I don't spend it.
  • I shop only when needed.
  • We buy meat in "Family Meat Packs" directly from the butcher. For $100 we got enough meat to last close to two months. 2 whole chickens, 10 pounds of ground beef, 2 big chuck roasts, pork chops, hamburger patties, etc. Every cut of meat you could want for WAY LESS than you would pay at the grocery store...plus the meat tastes better because it is fresh.
  • I go to the bank. With a gun. OH,you said SAVE. Um. Put it in a sock drawer?

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