by Tel UK- Licensed to fish! on September 30th, 2008

Tel UK- Licensed to fish!

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Have you ever had to make an insurance claim,what was it for?

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Answers. 17 helpful answers below.

  • by gtravels loves her life penguin on September 30th, 2008

    gtravels loves her life penguin

    Just made a claim against a driver coming the opposite direction who decided to make a left turn directly in front of me leaving me no choice but to plow into him. His insurance company covered the loss and admitted 100% liability.

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  • by Tallyman on September 30th, 2008

    Tallyman

    A semi hit me going 55 mph.

    I had a circle in the door where the lug nuts from his tire spun around on it.

    They paid for the body work.

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  • by Andy Is Wicked Married to Penal Colony on September 30th, 2008

    Andy Is Wicked Married to Penal Colony

    The last claim was on a life insurance policy for my mother who just passed away.

    Before that, it was my ex-husband's car. It was totaled. A guy who was still a little tipsy from the night before hit the gas pedal instead of the brake at a stop sign and t-boned the car.

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  • by Merfish on September 30th, 2008

    Merfish

    Auto insurance: Me, hit a deer.
    Husband, hit deer.
    Husband, rear-ended someone.


    Health insurance:
    Husband, hernia surgery.
    Husband, four shoulder surgeries.
    Me, blood clot in leg.
    Me, seperated collar bone.
    Me, Kidney stones.
    Me, right ankle, 3 times.


    House insurance:
    Never.

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  • by Scott D - ex-QnA on September 30th, 2008

    Scott D - ex-QnA

    I had a couple of modest auto claims in my youth. Nothing big.

    About 12 yeas ago we had a house fire that began in the garage (devouring my DeLorean) and working its way into the home.

    There was $125K in structural damage, but with cleanup and content replacement it was closer to $225K. The claim process with Illinois Farmers was fair and relatively easy.

    HOWEVER ... the claim on my DeLorean was much more tedious. Farmer's claimed that they didn't write "stated value" insurance. Except that is what I had purchased after paying to have the car appraised. I was offered only $13K, based upon some old ads for DeLoreans with three to four times the miles than on mine!

    After a long search I dug up the initial letter describing my Stated Value Coverage ... on their letterhead. They increased the proposed settlement to $18K, only $2K below the Stated coverage. I let it pass, considering the great handling of our homeowner's claim.

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  • by Ann on a Moose on September 30th, 2008

    Ann on a Moose

    Yes,my new bike was stolen

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  • by Yarnlady is happy every day on September 30th, 2008

    Yarnlady is happy every day

    I have car insurance, home Owners (fire) hazard insurance, life insurance, and personal property home warranty insurance. I have made claims on each one of them over the years.

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  • by jangobean on September 30th, 2008

    jangobean

    Car accident x 2
    Car theft.

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  • by roadpup2 on September 30th, 2008

    roadpup2

    A kitchen fire.

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  • by Rollie on September 30th, 2008

    Rollie

    Storm damage to trees and fence. Also, for car fender benders.

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  • by Evicted from Paradise on September 30th, 2008

    Evicted from Paradise

    Naah, nothing hot. Just my kids in the pool, my kids at the sea, my kids in a merry-go-round, my kids..... etc.

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  • by Ed the Jetpacking Headbanger on September 30th, 2008

    Ed the Jetpacking Headbanger

    Dozens of health insurance claims and at least 10 auto insurance claims.

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  • by Galeanda on September 30th, 2008

    Galeanda

    I've made a couple. One for the home when we had a small fire from a TV that caught fire and burned the rug. And we had personal things stolen from our van one night while visiting family.

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  • by Sweet T on September 30th, 2008

    Sweet T

    Once, in 2001 I had really bad hail storm damage to my house.

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  • by CT on September 30th, 2008

    CT

    Yes, car accidents :)

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  • by Evicted from Paradise on September 30th, 2008

    Evicted from Paradise

    Yes, 3 years ago, my camera was stolen on a holiday in France.

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  • by Miss Anubis loves this season on September 30th, 2008

    Miss Anubis loves this season

    Yes, I was in an accident as a passenger in another car and my dad's auto insurance covered for me to seek chiropractic care for my injuries.

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