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Help answer this question below.
Just made a claim against a driver coming the opposite direction who decided to make a left turn directly in front of me leaving me no choice but to plow into him. His insurance company covered the loss and admitted 100% liability.
A semi hit me going 55 mph.
I had a circle in the door where the lug nuts from his tire spun around on it.
They paid for the body work.
The last claim was on a life insurance policy for my mother who just passed away.
Before that, it was my ex-husband's car. It was totaled. A guy who was still a little tipsy from the night before hit the gas pedal instead of the brake at a stop sign and t-boned the car.
Auto insurance: Me, hit a deer.
Husband, hit deer.
Husband, rear-ended someone.
Health insurance:
Husband, hernia surgery.
Husband, four shoulder surgeries.
Me, blood clot in leg.
Me, seperated collar bone.
Me, Kidney stones.
Me, right ankle, 3 times.
House insurance:
Never.
I had a couple of modest auto claims in my youth. Nothing big.
About 12 yeas ago we had a house fire that began in the garage (devouring my DeLorean) and working its way into the home.
There was $125K in structural damage, but with cleanup and content replacement it was closer to $225K. The claim process with Illinois Farmers was fair and relatively easy.
HOWEVER ... the claim on my DeLorean was much more tedious. Farmer's claimed that they didn't write "stated value" insurance. Except that is what I had purchased after paying to have the car appraised. I was offered only $13K, based upon some old ads for DeLoreans with three to four times the miles than on mine!
After a long search I dug up the initial letter describing my Stated Value Coverage ... on their letterhead. They increased the proposed settlement to $18K, only $2K below the Stated coverage. I let it pass, considering the great handling of our homeowner's claim.
Yes,my new bike was stolen
I have car insurance, home Owners (fire) hazard insurance, life insurance, and personal property home warranty insurance. I have made claims on each one of them over the years.
Car accident x 2
Car theft.
A kitchen fire.
Storm damage to trees and fence. Also, for car fender benders.
Naah, nothing hot. Just my kids in the pool, my kids at the sea, my kids in a merry-go-round, my kids..... etc.
Dozens of health insurance claims and at least 10 auto insurance claims.
I've made a couple. One for the home when we had a small fire from a TV that caught fire and burned the rug. And we had personal things stolen from our van one night while visiting family.
Once, in 2001 I had really bad hail storm damage to my house.
Yes, car accidents :)
Yes, 3 years ago, my camera was stolen on a holiday in France.
Yes, I was in an accident as a passenger in another car and my dad's auto insurance covered for me to seek chiropractic care for my injuries.
Why do some kids receive adult punishment if they are 18 yet?
by Gosselin753lp on July 20th, 2010
| 1 person likes this
need an ana buddy. noww?
by ddphillips111dd on July 20th, 2010
| 1 person likes this
If someone is divorced, on their own, and their kids are grown up, is there any point in having life insurance?
by GeorgeGee left Answerbag (What's this?) on April 13th, 2010
| 1 person likes this
Out of all the hurricaine Katrina home owners who recieved ins.payouts, what do you think the average payout was?
by spreadingtheword on November 8th, 2011
| 1 person likes this
The Hartfords homeowners insurance claims service?
by brainwaugh on July 21st, 2010
| 1 person likes this
You're reading Have you ever had to make an insurance claim,what was it for?
Comments
Not with your new car, I hope? I just got a new car today. I'm so happy.http://autos.yahoo.com/used-cars/chevrolet-uplander-cars289263936?start=16&sortcol=price&sortdir=up&location=Citrus+Heights%2C+CA+95610&listingtype=used&model=uplander&make=chevrolet&distance=50
by Yarnlady is happy every day on September 30th, 2008
Your lucky ,usually if you hit someone else they twist it around to be your fault.
by Tel UK- Licensed to fish! on September 30th, 2008
@Yarnlady: No, thank goodness! The one that led to us getting the new one!! Congratulations on yours!! May you have many happy miles ahead:)
by gtravels loves her life penguin on September 30th, 2008
Good, I remember reading about the accident, now. I had forgotten.
by Yarnlady is happy every day on September 30th, 2008
@Tellittome: Yes, I was lucky. First, that no one got hurt and second, because the guy didn't lie and make up some story. He basically had the obligation to make sure traffic was clear before turning. The damage to both cars substantiated my story.
by gtravels loves her life penguin on September 30th, 2008
@gtravels: That is very lucky indeed! Having worked in claims years ago, I can tell you that people lie and they lie a lot. The cars always tell the story though.
by Andy Is Wicked Married to Penal Colony on September 30th, 2008