ANSWERS: 1
  • if legally married <yes> you can...and your loan officer should be able to explaint this to you and also find a good bank that will allowed this...same as child support..or alimony...as long as you can proof this income to your household income...bank statements,paystubs,taxes...YOU ARE THE PRIMARY ON THE LOAN YOUR HUBBY would be he secondary and his credit should not affect what type of rate you get...as the main barrower would be you....soo be careful that the loan agent doesnt try to justify giving you a higher rate.....good luck and make sure you shop before you commit to a loan officer....just like shopping for a car...look around for the best deal...and make sure you know your credit score and income explanation to the lender...most lender based the rate on CREDIT,VALUE OF HOME, INCOME VERIFICATION. GOOD LUCK

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