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Computation of FICO's scoring system is unknown. Transparency would allow credit manipulation inhibiting accurate analysis of creditworthiness. There's no exact answer to how high scores can get after bankruptcy, but after 2 to 3 years of responsible credit use, scores increase sufficiently to access reasonable interest rates, says Onlinemoneygroup.com.
Source:
myfico:What are the different types of bankruptcy and how is each considered by my FICO score?
onlinemoneygroup: How high can you get your FICO score with a bankruptcy?
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