Has anyone totally rebuilt their credit record?
by 
sophiesmom
ANSWERS: 1
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YUP....Its takes a long time to do it but you can. The best thing to do is contact the companies you owe and tell them your going to start making payments, usually they will work with you. When you start making payments that will go on your credit. Its just paying the over due amounts that's a pain. Just do 1 at a time...I did.
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