I can help with CPN Numbers...Email me at jumpingjohnnie@yahoo.com

A CPN number is a fraudulent way to trick the credit bureaus into creating a new credit profile for you. Note: This is FRAUD, ILLEGAL, and will get you arrested if caught. CPN numbers were legal at one point, but not anymore. If you want to read more about how they work, here is a good article on the subject: http://www.gscsc.net/news/tag/cpn-number

CreditLady wrote: “check out www.cheapcpn.com for ordering a legit cpn number.” Be aware that there is no such thing as a legit CPN number. In fact, if you verify the info provided in the home page of the above site, this become readily apparent. For example, the site states: “Due to certain rights guaranteed by the 1974 US Privacy Act Title V, you have the right to keep your SS number private and not be denied service due to your refusal. The credit bureaus are not government agencies, so you do not have to give them your SS number.” However, if you read the privacy act you would see the inverse is true. The privacy act states: Sec. 7(a) (1) It shall be unlawful for any Federal, State or local government agency to deny to any individual any right, benefit, or privilege provided by law because of such individual's refusal to disclose his social security account number. (2) the provisions of paragraph (1) of this subsection shall not apply with respect to-- (A) any disclosure which is required by Federal statute, or (B) any disclosure of a social security number to any Federal, State, or local agency maintaining a system of records in existence and operating before January 1, 1975, if such disclosure was required under statute or regulation adopted prior to such date to verify the identity of an individual. (b) Any Federal, State or local government agency which requests an individual to disclose his social security account number shall inform that individual whether that disclosure is mandatory or voluntary, by what statutory or other authority such number is solicited, and what uses will be made of it. Thus, since the credit bureaus are NOT government agencies, they CAN require you to use a social security number. Also note that when you apply for credit, the creditor asks you for your social security number, not the credit bureau. The creditor is not a government agency, and therefore, is entitled to ask you for the number. If you provide another number, that is FRAUD. The site also says: “NOTE: For CPNs to be valid they must be validated on SSN Validator! A bad CPN Number will come back the number of a deceased person!! Please beware of these types of numbers!” This should be a major red flag for anyone who visits the site. A SSN validator validates SSNs. The only way that a CPN will come back as a valid number is if it is a SSN (somebody else's of course).

You, like many others, have not studied Law, and interpret the Privacy Act improperly. What you are saying is partially true, but you have failed to interpret the the rest of the law: (2) the provisions of paragraph (1) of this subsection shall not apply with respect to-- (b) Any Federal, State or local government agency which requests an individual to disclose his social security account number shall inform that individual whether that disclosure is mandatory or voluntary, by what statutory or other authority such number is solicited, and what uses will be made of it. This means that when applying for Social Security Benefits, for example, the citizen MUST produce their Social Security Card and Number and provide Valid Identification.... No other entity, such as creditors, can force anyone to provide their social security number. I have been in the credit industry for about 10 years, have written books, and invented credit scoring systems. We have attorneys who have defined these laws. This is an attempt to help educate you and save you from your ignorance, and not an attempt to argue. By the way, if what you consider to be fraud is true, please provide a list of any people convicted and serving time for this specific offense. ***Don't waste your time, you won't be able to, unless you fabricate it. - - Warm Regards !

You, like many others, have not studied Law, and interpret the Privacy Act improperly. What you are saying is partially true, but you have failed to interpret the the rest of the law: (2) the provisions of paragraph (1) of this subsection shall not apply with respect to-- (b) Any Federal, State or local government agency which requests an individual to disclose his social security account number shall inform that individual whether that disclosure is mandatory or voluntary, by what statutory or other authority such number is solicited, and what uses will be made of it. This means that when applying for Social Security Benefits, for example, the citizen MUST produce their Social Security Card and Number and provide Valid Identification.... No other entity, such as creditors, can force anyone to provide their social security number. I have been in the credit industry for about 10 years, have written books, and invented credit scoring systems. We have attorneys who have defined these laws. This is an attempt to help educate you and save you from your ignorance, and not an attempt to argue. By the way, if what you consider to be fraud is true, please provide a list of any people convicted and serving time for this specific offense. ***Don't waste your time, you won't be able to, unless you fabricate it. - - Warm Regards !

I trust what the guy in this video says. http://www.youtube.com/watch?v=b4qY1f-la5k&feature=channel_page

Here's another video about "new credit files" by the same guy. http://www.youtube.com/watch?v=Jp9bt5UsQTk

CPNs Do Not Work any Longer. I found a Service that uses a different approach. They Use The Law To help obtain another social security Number. I Got My number in Less than 3 weeks. They also helped me increase my score from 530 to over 700 points. here is the link www.creditsweepers.info