Girlfriend asked me to buy her a car & she would pay me back, she hasnt. She's sent emails & said she will make monthly payments & the date which she intends to. So far she hasn't, its titled in both of our names, I want to go get it back. Can I?
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Anonymous
ANSWERS: 12
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My mother once told me not to loan someone money unless I never expected to see it again. What you should first do is get her to sign a promissory note with the terms of payment laid out. At least keep the emails she sent you regarding her recognition that she's responsible for the debt. As for the car, it will depend on the wording. You can check with your local DMV but I believe it's the same everywhere: If the title says John Smith & Jane Doe, she owns half the car and you'll have to sue her for the debt. If, however, the title says John Smith or Jane Doe, you can have the DMV place the title in your name alone. After that, the car is yours. Be aware, she can change the title too, so act fast.
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WOOOOPS!!! sounds like ya got taken remember do not loan monie to friends it can destroy a friendship and unless you are ready to tie the knot with a girl don't be silly and buy her things like that :)
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The title says and, not and or but I did that for that reason. My question is; can't I just go get it and let her worry about the civil part?
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Sure, but to get another title will require her signing off! Expensive lesson in life wasn't it!
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Glad you cleared it up 4 me its both of youre cars have a judge make the decision of ownership of the car
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She can take me to court. I did keep her emails where she said she would pay for it and did not want to "owe" me. She also said she would make the monthly payments and that she would "drive it off a cliff" and then threatened to contact my place of employment to try and get me fired if I pursued legal avenues. I think that a threat like that would be illegal.
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Yeah, I know that I am kind of sucker that way as far as buying the car. I am not sure what grounds the authorities would have as I am on the registration also. I am thinking that they would say that it is a civil matter take it to court. I have no issues with taking it to court as I do have her emails saying she would make the payments and the threats to silence me. All I want from her is payments until the car is paid in full.
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Be aware, as long as your name is on the title, you also have a liability issue. If she has a wreck they can sue you as well as her. If the value of the car is not that great, get your name off the title, let her have it and consider it a lesson learned.
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whats more important to you, the car or the GF? If it's the car then you have to file a suit against her. Considering the emails you will win.
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umm no! If it's in both names then you're both liable for the payments. If she doesn't make them to you but has the car still, I would keep the proof that you have been making all the payments and keep the bank statements too. Meanwhile keep paying the instalments and seek legal advice as to how to either take your name off the loan or how to go about seizing the car as she is not making the payments but has it. Citizens Advice Bureau can usually find out for you.
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umm no! If it's in both names then you're both liable for the payments. If she doesn't make the payments, they'll come to you instead, so long as they get their money back and you keep paying them. Do not default on the payments or it will go on your credit record. Unfortunately this is going to affect your relationship as girlfriend/boyfriend and you need to seek legal advice as to either getting your name off the loan or being able to seize the car as if you don't want to continue paying the loan, the car can be sold to recoup the monies to pay back the loan. She has manipulated you in to doing this. Try your best to get out of it.
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Sorry about that, may have to go to court in a legal way.
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