ANSWERS: 4
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Yes. No cuts. It's called properly managing funds in the first place and not living beyond one's means. Bumps in life will always happen...economy or otherwise.
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I quit traveling so much. I allow myself only a few trips a year. Also when I have to run errands, I have a list so I don't have to go to town several times a day. Also don't eat out very much. Set up a budget. Keep a notebook and notice how much money you spend eating out. You would be surprised.
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We aren't saving anything, but we haven't had to cut back yet..We're worried about the winter heating bills thoug. That will stretch us to the limit:(
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Yes, I'm able to save some money, but not as much as I used to. My salary has remained virtually the same, but prices have considerably gone up. I have cut down on some of the good stuff, like chocolates. Despite that, however, I can't save the amount of money that I used to be able to save.
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