ANSWERS: 1
  • HSBC dont offer temporary overdrafts. You can apply for an increase, however that will be subject to a credit check, and possibly a £25 arangement fee. Dependant on your account conduct in the past, this application may be declined, but they may discuss other options with you. If you've had your Personal loan for more than 12 months, they may suggest you consolidate the loan and overdraft. Interest wise, that will save you loads, as your overdraft alone is 19.9% APR. To discuss lending, you can call 0800 130 130 8am until 10pm, 7 days (I work for them, hence the essay ;))

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