ANSWERS: 17
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Ask for a supervisor. Tell them the person they want doesn't live here. If that doesn't work report them to the phone company as a harrasing caller.
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Check with your phone company. You may be able to block their number.
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I know they can't call before or after certain times of the day, but I don't know about Sun. Not to worry, after a certain amount of time they will give up, or you can change your phone number, or if they are calling from an unidentified number you can get privacy manager on your phone, or how about caller id - just don't pick up the phone when they call.
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Next time, answer the phone and say , "yes, this is (your name here)'s lawyer, the person you are trying to reach is currently unavailable and if you do not stop calling, (your name here) will be filing harrassment charges against you. Good bye!" Click.
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I'll second the suggestion to speak to their supervisor. Sometimes, debt collectors can be extremely rude -- I have known people who have been called liars when they claimed not to be the party the collector was looking for (the truth!). I also have a friend who was very successful collector for several years, and she told me that there is no reason to behave in the manner that collectors have a reputation for behaving. Speak to a supervisor and explain the situation. If the supervisor is not receptive, make sure you get the name of the company for which he or she works, and work your way up the line if you have to. They do not have the right to harass you because you know somebody who owes money.
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Or if all else fails, have some fun with it! Tell them, "Yeah, he's here. Hang on a sec and I'll go get him." Walk away loudly calling the name of the intended call recipient. Then go watch TV. After 10-20 minutes, go back and see if they are still hanging on. If they are, say that you found him and he'll be right there. Keep it up and see how long you can keep them on the line. It can be fun and it usually stops any further calls.
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As a former collector for a major US credit card, legally calls can be made from 9am to 9pm (your time zone) every day..including Sunday's. You have to realize that many people lie to collectors so excuse them if they don't believe you. However are you making yourself clear? Are you saying they are not there or are you saying they no longer live there. This makes a big difference. If you say they are not there it implies that if they call back some other time they may reach them. If you say they no longer live there then the procedure is to remove the number from their calling records and the calls should stop. Keep in mind there are thousands of collection agencies and more than one may be calling!!
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I've been a customer service rep (not for credit cards tho, so it's never been me to call you!) but ask polietly for a supervisor and request them to remove you or at the very least, to note your account that no calls to be placed to you during the weekend. Stay on the line while they do so, get their name and usually they have an agent ID number to identify them if you should have any future trouble.
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Hi I am also a bill collector -- it is legal to call on sundays but it cannot be before 8:00am in your time zone and no later than 9:00pm. I collect student loan debt, medical & attorney. Hope that helps.
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You are mis-informed if you think Sunday calls are "completely" within the law. All you have to do is inform them that it is inconvenient to you and they must stop. Here is the law on it. Section 805 of the Fair Debt Collection Practices Act (FDCPA)(Section 805(a)(1)) States... A debt collector may not call the consumer at any time, or on any particular day, if he has credible information (from the consumer or elsewhere) that it is inconvenient. If the debt collector does not have such information, a call on Sunday is not per se illegal. The purpose of this section is to limit collection calls to normal business (work) days which are usually Monday - Friday. If this is your normal work schedule then you could inform the collector that calls on Saturday and Sunday are inconvenient and the collector must then consider these days as "no collection call days". If your normal workdays are Wednesday - Sunday, then collectors can reasonably assume that calling on Saturday and Sunday are not inconvenient. However, if you tell them otherwise they must not call. But, this does not mean you can say every day of the week is inconvenient. It's acceptable to have one or two days that are inconvenient but not all week. A first-time call on a "no collection call day", does not violate the fdcpa. But, after informing collectors of your off-limits days, they call a second time on your "no call" day, they are in violation of the fair debt act.
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pay your bills!
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Send a DO NOT CALL letter like this: Your name Your Address Collector's Name Collector's Address Mr./Ms. Collector, I am writing in response to your constant phone calls! According to the Fair Debt Collection Practices Act, [15 USC 1692c] Section 805(c): CEASING COMMUNICATION: You must cease all communication with me after being notified in writing that I no longer wish to communicate with you. Therefore, I demand that you stop calling me at home, at work, on my cell phone or at any other location! In accordance with the federal FDCPA, now that you have received this "stop calling" letter, you may only contact me to inform me that you: • are terminating further collection efforts; • invoking specified remedies which are ordinarily invoked by you or your company; or • intend to invoke a specified remedy. Be advised that I am well aware of my rights! For instance, I know that any future contact by you or your company violates the FDCPA and that since you already have my location information, calls made by you or your company to any 3rd party concerning me violates section 805(b)2 of the FDCPA. Be advised that I am keeping accurate records of all correspondence and phone calls from you and your company. In addition, I am recording all phone calls as evidence for a formal complaint with the State Attorney General and the Federal Trade Commission. If you continue calling me I will pursue all available legal actions to stop you from harassing me and my family. Signature Print Name
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send this letter Today's Date Your Name Your Address Collector's Name Collector's Address Mr./Ms. Collector, I am writing in response to your constant phone calls! According to the Fair Debt Collection Practices Act, [15 USC 1692c] Section 805(c): CEASING COMMUNICATION: You must cease all communication with me after being notified in writing that I no longer wish to communicate with you. Therefore, I demand that you stop calling me at home, at work, on my cell phone or at any other location! In accordance with the federal FDCPA, now that you have received this "stop calling" letter, you may only contact me to inform me that you: * are terminating further collection efforts; * invoking specified remedies which are ordinarily invoked by you or your company; or * intend to invoke a specified remedy. Be advised that I am well well aware of my rights! For instance, I know that any future contact by you or your company violates the FDCPA and that since you already have my location information, calls made by you or your company to any 3rd party concerning me violates section 805(b)2 of the FDCPA. Be advised that I am keeping accurate records of all correspondence from you and your company, including tape recording all phone calls. If you continue calling me I will pursue all available legal actions to stop you from harassing me and my family. Signature Your Printed Name
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Here is a link you might find interesting. This article gives you the answers you are looking for. Also, those do not call letters are perfect! lol Good luck! http://www.worldlawdirect.com/article/1412
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This question was done in 2007..What the heck is AB doing that it needs to keep a question longer then 6 months?
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the 1st question should be is contacting some one regarding a debt harassment? The statement i would give you is answer the phone during the week and they will have no need to call you on Sunday. Also each line of business differs from what they do or try to do to remedy the debt.
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absolutely nothing even if you change you phone number you will just be trading one bill collector for another as they harass everyone. you can't even get help from the police or government, this is America and you don't matter unless you are so rich someone else is answering you phone anyway.
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