ANSWERS: 2
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If your name is not on the deed, you cannot refinance. you must be the actual homeowner to do so, sorry.
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If you're name isn't on the deed, you don't own the house... unless you own the name on the deed (a trust, for example) I do not know WHY you would take your name off the deed to your own home, but I hope you haven't been "taken" by someone who's not got YOUR best interests at heart.
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