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The Curious Bag
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Oregon's workers' compensation system allows insurers to schedule up to three independent medical exams for a claim. The injured worker must attend every scheduled exam to qualify for benefits.
Background
Oregon requires all employers to carry workers' compensation insurance or to be self-insured. The Department of Consumer and Business Affairs oversees the workers' compensation system to ensure that injured workers receive appropriate benefits.
Procedure
When you file a workers' compensation claim, your employer's insurance company schedules up to three independent medical exams to evaluate your claim. The insurance company selects the doctor and pays for the exam.
Expenses
You are entitled to reimbursement for expenses associated with the exam, including mileage, child care, room costs and some meals. You must complete an expense form to receive reimbursement or to be paid in advance for your expenses.
Invasive Procedures
You can refuse invasive procedures, such as a procedure that employs a needle or scalpel. The doctor must explain the risks of an invasive procedure before performing it and must give you a form to authorize or refuse the procedure.
Observer
You have the right to an observer during the exam. The observer can not interfere with the exam, but acts as a witness on your behalf.
Source:
Injured Workers' Alliance, "Oregon Independent Medical Examinations"
Oregon.gov, Workers' Compensation Division
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