by 
The Curious Bag
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Before you purchase health insurance, it is important to make sure that you understand each policy so that you know what is right for you. Understanding the coverage that you will receive will make the process of purchasing insurance easier.
Who is Covered?
You want to make sure that you ask your insurance agent who is is covered by their policies. Ask who is entitled to your benefits, including children, and find out about group policies.
Financial Issues
Money plays a large role in what insurance you will purchase. Ask how you can lower the cost of your premium and how you can lower your deductible.
Coverage
You should ask questions about the physicians with whom you will be working. Ask if your policy includes a network of physicians, and how you will be affected in you go outside of this network.
Special Needs
If you have special medical needs, it is important to ask about those needs. Determine whether the insurance policy covers these needs and what special health care is provided.
Compare
If you are stuck between two different companies, you should create a chart to compare the two. List the deductible, the co-payment and limits.
Source:
Net Quote.com: Health Insurance
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