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by Answerbag Staff on December 23rd, 2009

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How far back do experian checks go?

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  • by Nina Rotz on December 23rd, 2009

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    Great Answer

    Professionally Researched. (What's this?)

    Experian must report derogatory items, such as late payments, collection accounts and charge-offs from the date of their last activity for seven years. Items that are listed for longer than seven years can be removed through a dispute. Bankruptcies and foreclosures are documented on Experian for ten years.

    Source:

    experian.com: Dispute Credit Report information

    pueblo.gsa.gov: Building a Better Credit Report

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