by 
The Curious Bag
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<h4 class="dechead">On One Hand: Return on Investment
Both the on-staff handyman at Reader's Digest and the experts at the long-running home improvement show and magazine This Old House say that adding insulation to your basement ceiling is not a wise investment because insulation is meant to slow the loss of heat, and heat is more readily lost through basement walls.
On the Other: Meeting Needs
This Old House recommends that if you do choose to add insulation to your basement ceiling, in order to maximize energy efficiency and comfort in your home, you should use batts of fiberglass insulation so that it can be maneuvered around all the inner workings of the ceiling, such as pipes, wires and joints.
Bottom Line
Experts recommend not putting insulation in a basement ceiling, but they also say that if you are going to use insulation, it should be made of fiberglass.
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