ANSWERS: 2
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First call and offer a $50 settelment, but make sure you are sent some document of the transaction, most places will cut the debt to get paid, you will probably end up paying $80 but start at 50
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Pay for it. If it appears on your credit report, you will pay much more for bad credit than the $100.00 dollars in the future. Anything over that amount, i would challenge.
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