If I don't pay an unsecured Bank of America credit card, can they access my checking acount without my permission to pay it? (Washington State)
by 
Former ABer
ANSWERS: 5
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No. They can't, however, they can sue you and then garnish that account
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Is the DDA account at BofA? If so, absolutely. Regardless of the state. You gave your permission when you got the card. Read the micro-print.
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YES they can!!! At least in Montana they can, I had it done to me once. And it is perfectly legal. I called an attorney and asked. I ended up shutting down my checking account so they couldn't continue, taking it without permission....unfair hu?
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Yep. It happens a lot when people don't cough up.
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No they Can't. The thing they can do is sue you to the court and the decision will then depend on the court to make. It was a common scene some times back but now lenders cannot access the accounts of its customers without their prior consent and permission. Regards
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