ANSWERS: 4
  • YES! It's all in the discipline, though.
  • Yes they work if you stick to them. http://www.daveramsey.com I really recommend this guy.
  • learn to love oatmeal and snadwiches...eat fruit instead of choclate bars...drink o.j and water instead of pop and energy drinks...eat what you want intead of what you think you can force down...buy what doesn't cost more money to maintain...invest in yourself and education not stocks...keep your reciepts and chart out where you are spending money.
  • One money saving tip is to embrace the local minor league teams instead of the Majors. My season pass for hockey (24 regular season plus any post season) was under $200. My baseball season tickets, 50 games plus all pre-season, high school, and post season, and dinner with the team plus other perks, are under $500. Both with free parking. The baseball puts my name on my seat! :-)

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