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I'm not quite sure but have you tried explaining your situation to the mortgage company that caused you to get behind. If it was through no fault of your own such as you had a significant loss of income or were going through some health issues or had unexpected expenses for a legitimate purpose they may be willing to work with you in saving the house and possibly even lowering the monthly payment to a point that you could afford it. Give them a call or e mail them and see if there is anything that can be done to stop the process You would be surprised at what can be done even this late in the game.
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