I got a speeding ticket while driving my mom's car. I don't drive my mom's car often, so I'm not my mom's car insurance policy. Will my mom's car insurance rate increase?
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Oblivion
ANSWERS: 2
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Possibly. Does she pay for the insurance on the car you normally drive? One possibility is that the insurance company will either raise her rate or offer her a "waiver" to sign. The waiver basically says that you are excluded from coverage when driving her car. That would probably preserve her rate on her car -- but if she's also paying insurance on a car you drive, that rate may go up. The place to ask this question is her insurance agent: every policy is a bit different.
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No. Insurance is on the individual person, not the owner of the vehicle. If you have not done so, you should advise your mother of the citation.
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