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Usually Credit card and then I pay it off in full at the end of each month.
That way the money stays in my account up to six weeks longer than if I pay cash or debit.I never leave anything over because paying interest would defeat the object.
C-A-S-H!
Cold hard cash!
It seems most merchants appreciate it more than the credit or debit method.
Thanks for asking your Q! I did my best to answer it.
I hope the information helps.
VTY,
Ron Berue
Yes, that is my real last name!
Sources: Some personal observations and opinions.
"THE University of Hard Knocks"
Also known as ("a/k/a") "life's valuable lessons".
Debit card. If I carry cash I seem to lose it somehow.
always use cash so the Brothels cant save my card numbers and get more money out of me
I use credit cards for larger items and for buying online, sometimes I use debit cards for similar use, I use cash for smaller things when I'm out and about, and I use checks to pay my credit card bills.
Usually by check..occasionally cash, rarely credit card. Never online, no debit card. No online banking for me either! :) Happy Sunday! :)
If they take credit cards, I usually charge everything and then pay the bill off when it comes in. I always forget to put down my debits and checks in my register (when I am making purchases at the store) so that seems to get me in trouble. I carry very little cash on me for those places that do not accept credit cards. my bank account is in another city so it's hard for me to get cash. if I use the ATM here, it's a fee so I limit my cash usage
mostly with checks
cash and credit card
cash or credit
Cash... I don't have an ATM card... I like it that way.... I seem to save more money if I have to go to the bank to get money!!!
usualy debit... cary cash jsut incase the account empties and I need gas
Cash is rapidly becoming obsolete. Credit cards are psychological dangerous.
Debit cards are the way of the future.
Cash.
It's better to pay with cash because you already know you have the 'right' to buy it. Credit cards, and checks only make you feel you 'owe' something until you paid it in full.
On a secure online site with my debit card..for bills. I use the debit card for daily shopping as well. When the money is gone, it's gone. Have stopped using credit cards altogether.
everything is paid for on my debit card. That way I know I am spending my own money. It is also very convenient and so widely accepted.
In fact, I went to the apple store the other day to buy a macbook pro, and saw a sign that they do not accept cash on iphone purchases, and they check people out on little hand held devices that either print or email you your receipt.
I pay in cash. Always.
I would pay with ANY of them if I had ANY of them!
Cash
I prefer to pay it in cash...
check card baby!
Cash. Or my benifts debit card. Dont have any credit cards.
Usually I use a credit card....sometimes cash.
DEBBIIIIIT.
I use all three depending on what it is and where I am buying it.
I usually pay with either cash or my debit card. This way I know that I will not spend as much money that I probably would if I had a credit card with a large balance, which helps me not fall into debt.
A trick to using your debit card is that you 'charge it' as a credit card (you just press cancel when it asks for the pin/password)and then you do not get the extra debit charge that usually gets added on from the bank.
i usually use cash... i just keep the credit card in case i am out of cash and i really need something...
I enjoy my debit card. I hardly ever have any cash on hand because its safer but I still regret it sometimes. Can someone please tell me why checks are popular at all? I never got the point of them. You have to pay for a book of checks that could take longer at the register to fill out, could bounce and it takes a while for it to register in the account.
I enjoy paying by credit card & that too online.
I take some precaution before using card online.
I clear cookies, temp files useing "www.ccleaner.com" everytime before using acrd. Than I pay only thru "paypal" or "clickbank" "alertpay" "safepay" etc.
Cash
I pay with check and credit card
Being on Social Security towards the end of the month the only thing that's left is credit cards.
Small stuff, cash. Medium stuff, debit card. Big stuff, credit card (for the points).
Cash. If you can't afford it then don't buy it now. I've realized that most of the things that I buy are only the things that I really need, and most of these are totally affordable in cash. I've ditched my checks and credit cards because I've had bad experience with these "instruments of temptation" to overspend. Also, isn't the "credit card mentality" and the mortgages of the Americans the reason why it's biggest banks and its economy collapsed?
almost always cash
Cash.
My mom uses checks, sometimes credit cards.
But I prefer money. =]
Debit, don't have to balance the checkbook. Decline = no more money.
Debit card!
Mostly cash sometimes a cheque
Cash mostly or Check. Credit Card rarely, and if i did use my credit card i only put no more than $50.00 on it and slap $50.00 dollars down to pay it off before any intrest starts.
I try not to put anything less than $15 on a credit card. But I pay it ahead (even though the credit card companies tell you not to) and that way I don't have to worry about finance charges or being late. The interest the bank pays is so low that I'd rather pay all bills ahead -- utilities, phone, TV, etc -- and only have to write a check once a month instead of every month. You don't have to be well-off to do this, just careful. (Which I have not been recently!!!) I really like the feeling that I can use that credit card any time I want to.
I pay in that mode which is most comfortable to me as well as to them whom I am paying. But often I make payment with credit card.
usually credit cards and checks
Generally by cash I use the c/c only for online purchases or when I run out of cash. The c/c bills are always paid up entirely and on time.
I use my debit card
I mostly use card or cash. I never use checks, but I have recently which I sent in to renew my license.
We keep it strictly C.O.D....;-D....
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http://www.last.fm/music/Spinal+Tap/_/Cash+on+Delivery
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(Press the "Play" button on the upper right)
Cash for almost everything ... bank debit card to transfer funds at an ATM to pay rent, home phone, cell phone, and internet ...
Usually by credit card..I rarely carry cash with me :)
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Comments
That's a great thing..you must be pretty disciplined in your finances. I am not:)
by TjoeBaxter is Hot Yo on August 16th, 2008
Yes I suppose I am lucky in some ways.:)
by Firebrand on August 16th, 2008
That's what I'm going to do once I get a credit card... It's really a great system.
by novemberlove on January 30th, 2009