ANSWERS: 1
  • 1) Most larger banks already allow online banking. You can set up automatic deposits from other accounts. 2) The only way to keep your money locked up for a set period is to open a certificate of deposit (C/D). You would still be able to take the funds out at any time, but you would have to pay a penalty to do it and lose the interest you'd earned. No legitimate bank can keep the account owner from withdrawing the funds at any time.

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