I cosigned a loan for a family member without wife knowing about it. Family member got arrested. Loan company called to find out about payments. I was not home. Loan CO. discussed the account EVERYTHING! Did they violate privacy laws? If so which ones?
by 
Anonymous
ANSWERS: 2
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If your wife clearly identified herself as your spouse they didn't violate any federal laws and were well within their rights to speak to her in an attempt to get the account resolved. You do however have every right to call up the loan company and request they do not contact your wife in the future and you can even go as far as putting a request in writing for them to cease and desist all calls to your home. Of course if you are someone who genuinely wants to resolve the obligation and make good on it you can always give them an alternate contact # to get you at such as work or a cell phone.
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Wow really? Now I'm really confused!! They had no reason to call as the loan payments were made. They just heard(small town)family member was arrested. I'm confused because alot of other debtors won't speak with her because they are in my name only. Weird. I guess the laws are to confusing for me. I do THANK YOU for your expertise though. Have a good week.
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