by 
Bartman
ANSWERS: 6
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I think that there are times when a credit card is a handy thing to have, but credit cards are also easily abused. I like to keep at least one major credit card active for emergencies and a couple of gasoline credit accounts open for when I travel, that way I don't need to carry a lot of money with me, when I'm on the road.
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thats up to you. dont spend more than what its worth or you will be sorry. just pay off what you owe and dont use it very much.
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Eventually you won't be using it, you'll just be trying to pay it off. If you can't control it, get rid of it. Trust me
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I got rid of my credit cards the only one I keep is my debit card 4 it works the same as a credit card without the intrest and I can only spend what I have so you are aware of how much you are spending
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Having a credit card should be considered a tool of convenience or a safety net. The issue with credit is that people can use it to enable themselves to live a more lavish lifestyle than they can actually afford and before too long, when the balance hits the limit, not only can't they maintain the lifestyle but now there's a beast that seems to come out of nowhere haunting them and making them unhappy. I have a credit card which I don't use. I keep it as a safety net. I use a visa debit card linked to my checking account.
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Check out www.123applyforcredit.net. You can apply for American Express and virtually all other credit and gas cards online.
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