by arielle on April 16th, 2008

arielle

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Is there no such thing as "anyone can drive my car"? I was wondering if there was anyway to find an insurance agency that would cover any damages should a collison occur regaurdless of the person driving. (assuming they were not included on my insurace)

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Answers. 5 helpful answers below.

  • by Brand Y on April 16th, 2008

    Brand Y

    I've never encountered an insurance policy which restricts who may operate the vehicle, except when there is a specific exclusion for a specific individual (such as a teen living in the house, an ex-wife, etc.)

    So basically your request has already been granted.

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  • by Yarnlady is happy every day on April 17th, 2008

    Yarnlady is happy every day

    Our agent at AllState told me that whoever drives my car is covered.

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  • I know that with my insurance company, I paid a little extra for "Uninsured Motorist Coverage," which basically gives any driver not covered by my insurance the same coverage that I have if they happen to get into an accident in my vehicle.

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  • by Georgia Insurance Professional on January 25th, 2009

    Georgia Insurance Professional

    Most policies in most states allow you to give permission for other people to drive your car and they are therefore covered by your policy.

    The exception would be people whom you share a residence with (who do not carry their own insurance) and people who you have specifically listed as excluded from coverage.

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  • by Anonymous on June 18th, 2008

    Anonymous

    i have a question to.. what happens if you loan your car to someone and they get into an accident and then your insurance company finds out that the person you lent the car to has a suspended license what happens then?

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