ANSWERS: 5
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I've never encountered an insurance policy which restricts who may operate the vehicle, except when there is a specific exclusion for a specific individual (such as a teen living in the house, an ex-wife, etc.) So basically your request has already been granted.
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I know that with my insurance company, I paid a little extra for "Uninsured Motorist Coverage," which basically gives any driver not covered by my insurance the same coverage that I have if they happen to get into an accident in my vehicle.
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Our agent at AllState told me that whoever drives my car is covered.
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i have a question to.. what happens if you loan your car to someone and they get into an accident and then your insurance company finds out that the person you lent the car to has a suspended license what happens then?
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Most policies in most states allow you to give permission for other people to drive your car and they are therefore covered by your policy. The exception would be people whom you share a residence with (who do not carry their own insurance) and people who you have specifically listed as excluded from coverage.
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