ANSWERS: 2
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I dont know what the laws are in IA, but I am from Indiana, and I have NO credit.. I am 18, right out of highschool, and have never done anything with my credit... They dont even ask what your credit is on the application.
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I believe that most States only perform criminal background checks. If credit checks were part of the real estate licensing process, many agents would NEVER qualify, due in large part to their unpredictable income stream. Please check your State's licensing laws to be certain.
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