Is it illegal for bill collectors to call you at your place of work?
by 
sarahlafish
ANSWERS: 3
-
You have to tell them, "I am requesting that you no longer phone me, or anyone at this number, regarding me." After that, if they phone you at that number, it is considered harrassment, and you can file charges on them.
-
No. A debt collector can call you at your place of employment. If you tell them not to call you at work then they cannot call you at work anymore. But, if a new account comes in or the account gets forwarded to another collection agency, you have to tell them again or they can call you at work. Also be aware that just because they can't call you at work anymore, it won't stop their further efforts to collect the debt even to the point of filing a small claim against you in court. My advise is; if you don't want them calling you at work, provide an alternate # where they can reach you and/or call them back. Keep the lines of communication open. Let them know the difficulty you are having. People are more apt to be patient and understanding if they know why you aren't paying.
-
Actually. If for instance you have student loan debt you do not want to advise them not to contact you at work. It works for them not to speak with you, however they are not joking when they say or do not say that their next phone call will be to your payroll department. They are able to call businesses to prepare garnishment proceeding which if you are unwilling to give them 5 minutes at your place of employment, or call them back on your next break. Garnishment usually can start from start to finish within 30 to 60 days. You may also want to ask them if the account is already submitted for garnishment as they only have that number of days to remedy that involuntary action and if you talk to them you can get the garnishment stopped. Good luck!
RELATED QUESTIONS
Copyright 2023, Wired Ivy, LLC