by 
Anonymous
ANSWERS: 3
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i did,it wasn't what i thought it to be.watch what attorney u get or you'll be messed up.i ended up paying lawyers a total of $19,000 over a period of 5 yrs. and if i miss 1 pmt. I've lost all I paid + my creditors can come back on me. But they told me which I had to take chp.7,11,or 13. I know a person who filed,and ended paying zero. So just choose a good lawyer.
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WHY?, WHY WOULD YOU ASK WHY WITH THE ECONOMY LIKE IT IS AND PEOPLE AND FAMILIES LIVING IN THEIR CARS, GEE I WONDER WHY
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you want to avoid it if you have any property. if you dont own anything. go for it. what can they get from you.
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