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That depends on the coverage you have. Sometimes uninsured motorists are sued by your insurance and taken to court. In that case, sometimes their wages are garnished to pay your bills and stuff. Other times, the person is such a deadbeat (after all, they didn't have mandatory insurance), and nothing can be had from them. The best scenario is to have equal uninsured/underinsured motorist coverage on YOUR policy. This ensures that if you are hit by someone without insurance, you will receive the same coverage you have for anyone else. It's relatively inexpensive and covers your butt.
you can decide to go after the their insurance agency with a lawyer. it happened to my grandmother. she was rear ended by a motorist with limited insurance. she needed rehab and the insurance wouldn't cover it. she dealt with a lawyer and she won her settlement. don't completely go thru with this as each state differs and handles uninsured drivers differently.
What is an insurable driving record?
by Answerbag Staff on May 19th, 2010
| 1 person likes this
Can I change the date by 1 month to send in proof of insurance to the bmv, will they catch this, what happens if they notice? (Ohio)
by JustAsking10 on October 15th, 2010
| 1 person likes this
How long does a traffic ticket affect your insurance?
by Answerbag Staff on May 13th, 2010
| 1 person likes this
If I put my car under my dad's insurance, will my insurance be lower if I am listed under my dad's insurance? Help needed on this please.
by stefanreiter on September 29th, 2010
| 1 person likes this
are my children covered under my car insurance if they are not listed as a driver?
by tigerlilly56 on July 29th, 2010
| 1 person likes this
You're reading I was in a car accident with an uninsured motorist that was their fault. Is there a standard way my insurance decides on my uninsured motorists settlements?
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