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NO do not do this with out talking to me... You need to walk throught the numbers of where you are now and where you will be in 12 years with both doing this and not doing it... You may want to just lower the 2nd. email me and I will walk you through what you need to look at!!! bill@tymortgage.com Make sure it is best for you long term, saving a couple of hundred dollars a month now but how much will you owe then looking at both loans. If you have already taken the loan let me know and lets just see how the numbers look. I think you will be suprised!!!
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