Today I was in an accident where someone ran a red light and hit my car. Driver fled but was pursued by an officer who saw the incident. I am told that my insurance will go up now if I put a claim in for damages. Driver has insurance. True or false?
by 
Anonymous
ANSWERS: 12
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AS LONG AS YOU DO NOT CLAIM ON YOUR INSURANCE, IT SHOULDNT GO UP.
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As long as he was totally in the wrong your insurance rate will not be affected.
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Depends on your past driving record and the number of chargeable accidents to you. If this particular accident was not your fault, you should not see an increase in your insurance rate. Your insurance company will repair your auto and sue the other parties insurnance company for reimbursement.
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yeah you dont need to involve your insurance company if you got the insurance details of the guy that hit you call them, you will also need a copy of the police report to show them. so long as you were not charged by the police with any driving offences your insurance company will never even know it happened.
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true
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Not in MA. it won't, with this scenario your would be covered under comprehensive insurance for uninsured drivers or hit and run etc. depends on your insurance company and state.
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Majority of the time, false. it depends on how much trouble your auto insurance company has collecting from the other parties insurance company. It also depends on your past driving record.
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What insurance company do you have?
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I guessit would depend on your insurance provider but I know I was hit by some kid while I was sitting at an intersection and yeah I filed to have the car repaired and even though he did have insurance and his insurance paid for it, I was not at fault, my insurance did go up a little bit.
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Hit and run accidents should not count against you. Make sure you have the police report showing it was a hit and run.
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That depends on the regulations in your state. Ask your insurance agent. I was in an accident last year that was totally the other driver's fault. I was stopped at a red light. She broadsided two cars and rear-ended me. She did just shy of $4000.00 worth of damage to my van. My insurance didn't change. Some states have different regulations and your insurance may change.
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If you were not at fault, your insurance should not change at all. Especially if the other at-fault driver did indeed have insurance of their own, in which case their insurance should pay for the damages to both cars.
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