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by Anonymous on January 7th, 2008

Anonymous

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Help answer this question below.

Today I was in an accident where someone ran a red light and hit my car. Driver fled but was pursued by an officer who saw the incident. I am told that my insurance will go up now if I put a claim in for damages. Driver has insurance. True or false?

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Answers. 12 helpful answers below.

  • by john pennington on February 24th, 2008

    john pennington

    Majority of the time, false. it depends on how much trouble your auto insurance company has collecting from the other parties insurance company.

    It also depends on your past driving record.

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  • by Penal Colony is wicked marrying Andy on November 25th, 2008

    Penal Colony is wicked marrying Andy

    If you were not at fault, your insurance should not change at all. Especially if the other at-fault driver did indeed have insurance of their own, in which case their insurance should pay for the damages to both cars.

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  • by bagicide stayed 10 months too long on November 25th, 2008

    bagicide stayed 10 months too long

    That depends on the regulations in your state. Ask your insurance agent. I was in an accident last year that was totally the other driver's fault. I was stopped at a red light. She broadsided two cars and rear-ended me. She did just shy of $4000.00 worth of damage to my van. My insurance didn't change. Some states have different regulations and your insurance may change.

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  • by Needs some coffee on November 25th, 2008

    Needs some coffee

    Hit and run accidents should not count against you. Make sure you have the police report showing it was a hit and run.

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  • by Occams Electric Razor on November 25th, 2008

    Occams Electric Razor

    I guessit would depend on your insurance provider but I know I was hit by some kid while I was sitting at an intersection and yeah I filed to have the car repaired and even though he did have insurance and his insurance paid for it, I was not at fault, my insurance did go up a little bit.

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  • by HeadAlpha on November 25th, 2008

    HeadAlpha

    What insurance company do you have?

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  • by deltabtry on February 17th, 2008

    deltabtry

    Not in MA. it won't, with this scenario your would be covered under comprehensive insurance for uninsured drivers or hit and run etc. depends on your insurance company and state.

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  • by DA BEN DAN yanggui zi on January 7th, 2008

    DA BEN DAN yanggui zi

    As long as he was totally in the wrong your insurance rate will not be affected.

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  • by john pennington. on January 7th, 2008

    john pennington.

    Depends on your past driving record and the number of chargeable accidents to you.

    If this particular accident was not your fault, you should not see an increase in your insurance rate.

    Your insurance company will repair your auto and sue the other parties insurnance company for reimbursement.

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  • by tin23uk on January 9th, 2008

    tin23uk

    yeah you dont need to involve your insurance company if you got the insurance details of the guy that hit you call them, you will also need a copy of the police report to show them. so long as you were not charged by the police with any driving offences your insurance company will never even know it happened.

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  • by Anonymous on February 17th, 2008

    Anonymous

    true

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  • by baby girl on January 7th, 2008

    baby girl

    AS LONG AS YOU DO NOT CLAIM ON YOUR INSURANCE, IT SHOULDNT GO UP.

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