What should we do to clear up mistakes in our credit records?
by 
keithold thanks all baggers
ANSWERS: 2
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I asked the same question at a web-site about credit. they answered me something like this: is you find any mistakes in your credit record, contact the credit bureau and the bank involved and ask them to correct. The bank or other financial institution will provide the necessary information (about cancelling the card or reducing debt). The service is free, the address is http://requestcredit.com/Immediate-credit-card-care-service-881973-page.php
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"To repair or report errors on your credit report, you must obtain a copy of your personal report and score.Once you have the report, verify the information. Every report is also scored. Scoring is the system that creditors use to determine your credit experience.Inaccurate information, however, such as reported late payments that you disagree with or a listing for a debt that is not yours is repairable. Write a letter, detailing the inaccuracy to the reporting company. Send the letter and copies (copies only) of any documents supporting your claim to the credit-reporting agency. Some agencies allow you to do this online through their websites; however, if you need to send them hard data it's better to use regular postal mail. The credit agencies are then required by law to investigate the item in question, usually within 30 days. They must forward all information to the reporting creditor and if they cannot verify the veracity of their report or the creditor does not respond, the report will then be changed and updated to reflect the data provided. Source:http://www.bills.com/credit-report/"
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