by mizuiislife on October 18th, 2007

mizuiislife

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How far in dept are you right now?

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Answers. 34 helpful answers below.

  • by LadyLuck on October 18th, 2007

    LadyLuck

    Which dept? Shoes, clothes...?

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  • by Raddman on October 18th, 2007

    Raddman

    I'm in the black and proud of it...

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  • by Hellaphunt's Skynet on October 18th, 2007

    Hellaphunt's Skynet

    I'm actually not in debt :)

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  • by Doggie S on August 27th, 2008

    Doggie S

    I have a debt-free status.

    Thanks to my low salary, I'm forced to live within my means.

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  • by Glenn Blaylock on October 18th, 2007

    Glenn Blaylock

    I have somewhat over $500 of debt at the moment. However, that is on a purchase that I made that was 12 months same as cash deal and I have way more than that in my savings account. So, I can pay it off any time that I want. I will, however, probably not pay it off until just before it starts to accrue interest on the loan. That way I will get as much interest out of the money as I can before I actually have to pay off the loan.

    In the larger scheme of things, I have only rarely had to go into debt for anything. The furthest in debt that I have ever been was when I had to buy my current car. I finished paying that off a year ago this month and that was two years ahead of schedule. I even managed to come out of graduate school with a greater net worth than I had going into it. So, I have done pretty good at staying out of debt in my life.

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  • by Zack on October 18th, 2007

    Zack

    Well there is that 5 figure student loan.

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  • by DudeLer 2 on August 27th, 2008

    DudeLer 2

    I cant answer, I am laughing too much. LOL.

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  • by Anonymous on August 27th, 2008

    Anonymous

    The only dept around here is the Department of Motor Vehicles, but I don't have to deal with them until 2010 when my driver's license comes up for renewal.

    As for debt, none. My lack of a credit history (and benefits-based income) makes it impossible for me to qualify for any credit card.

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  • by SarahK on October 23rd, 2007

    SarahK

    I'm $0 in debt, but I have over $3,000 on my credit card that will need to be paid in about a month. (The bill hasn't even come in the mail yet. I'll consider it as debt if I'm ever past-due. I use my credit card like a charge card, paying the bill in full and on time every month.)

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  • by Shopping Sheryl - home from the hospital on October 18th, 2007

    Shopping Sheryl - home from the hospital

    The only debt we have is our mortgage, and we only have 3 years left on that. WooHoo!

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  • by Marky Mark on August 11th, 2009

    Marky Mark

    I have about 18 years left on my mortgage...so...deeep!

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  • by Adz3r0 on January 27th, 2009

    Adz3r0

    It's a miracle I'm still a part of society. We're talking a down payment on an opulent home.

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  • by Misplaced_Diamond on September 5th, 2008

    Misplaced_Diamond

    im not.
    =]

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  • by Done. never again. on September 5th, 2008

    Done. never again.

    I'm not in debt.

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  • by dark_leota on August 27th, 2008

    dark_leota

    about 5000 in credit card debt.
    13000 in car debt.
    but this is for two people...

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  • by Cheery Cherry on August 11th, 2009

    Cheery Cherry

    Not too far. Maybe 2 or 3 thousand dollars...mostly past medical bills. That's about it.

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  • by skel1977 on August 11th, 2009

    skel1977

    lets say roughly 90k in debt but that includes my house so not too bad

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  • by RysMom on January 27th, 2009

    RysMom

    Good debt or bad? Good debt would be my house which has tripled in value and I never plan to sell. Bad debt would be $6000 but that will be paid by summer. I hate credit cards so I don't use them.

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  • by miteb on September 5th, 2008

    miteb

    $0--I only have monthly bills that are paid in full as they come in.

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  • by Anonymous on September 5th, 2008

    Anonymous

    Minus the mortgage, close to $20,000. All happened within two years with rising costs of everything, loss of job and serious illness. Unless a miracle happens, I am within ninety days of bankruptcy. Thanks Bush.

  • by Bartman on September 5th, 2008

    Bartman

    Will be close to 25k by the time I finish my studies. Lucky student loan in interest free here.

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  • by needtoknow on September 5th, 2008

    needtoknow

    Not too bad, No credit card debt, just car loan and 2nd mortgage, oh and the HUGH heating bill will probably break us this winter. Forget everything else:
    We'll be in debt in the spring, for sure:(

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  • by Lalala on September 5th, 2008

    Lalala

    Just student loans baby!!!

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  • by mysticdeliria on October 18th, 2007

    mysticdeliria

    Currently, $25000 in student loans...but down from $45000 this time last year, so I'm making progress.

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  • by MCam23 on October 18th, 2007

    MCam23

    Im about $10,000 in credit cards. $15,000 hospital bills, $2,500 in court fees, and a few more. It suxs but im making huge payments every month hopefully in 2yrs ill be out of debt..

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  • by Dmitri on September 5th, 2008

    Dmitri

    Just about a grand and a half, though it is worse since it is long overdue . . .

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  • by TERRYTUKER on September 5th, 2008

    TERRYTUKER

    money to burn

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  • by Wulfweard on October 31st, 2008

    Wulfweard

    Lots

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  • by happiness on January 27th, 2009

    happiness

    0 debt.... I have credit with 2 credit card companies cuz I always try to pay more than I owe.

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  • by American4FreeHealth on October 2nd, 2008

    American4FreeHealth

    I would need a periscope to look above the debt "dept" that I am in. This submarine is on its way down........Anyone got a life vest?

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  • by shahab6 on September 21st, 2008

    shahab6

    I'm in a $60,000 debt. including school loan, and CC debt

  • by Anonymous on September 6th, 2008

    Anonymous

    Well, actually I had those things happen under the Clinton years (and I was a single parent) but the difference was that I was able to recover. I have not been able to recover under this administration and I am going into my senior years. The statistics tell it all I think:
    (1) Median household income in 2000 (inflation-adjusted):$49,158 / Median household income in 2006:$48,201, [U.S. Census Bureau, 2000 - 2007].
    (2) No. of Americans living in poverty in 2001: 31.6 million, No. of Americans living in poverty in 2008: 36.5 million [U.S. Census Bureau, Aug. 2007].
    (3) Percentage increase in home foreclosures in the last year: 68 [RealtyTrac. Dec.19, 2007].
    (4) Number of American manufacturing jobs lost between 2000 and 2006: 3,066,000.
    (5) Increase over 6 years in the number of uninsured Americans in 2008: 8.5 million [U.S. Census Bureau, Aug. 2007].
    (6) 2000 Medical Insurance Premiums: $172.00, prescription co-pays $5.00, office visits $10.00
    2008 Medical Insurance Premiums: 674.00, prescription co-pays 25.00, office visits $40.00. Even with medical insurance, I am paying over $400.00 a month in co-pay costs.
    (7) 2000 - Family vacation to Disneyland, 2008 - Family vacation - LOL.

    I could go on. My point is that I have to ask myself, considering all factors, am I, my family and friends at least the same or better off - it is a resounding no with no relief in sight. I am over 50 and I live on peanut butter and jelly and Kool-Aid. My pension is gone, my savings is gone and I will be in foreclosure by the end of the year. Yes, those things did happen to me under Clinton but I sure wasn’t eating peanut butter and planning to move to a warmer climate where I can live in my car. Hope that wasn’t too melodramatic but it is really bad out here for so many of us.

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  • by dr james on September 6th, 2008

    dr james

    i try to stay out of department stores myself.. but my ex is still lost in their somewhere

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  • by Anonymous on October 18th, 2007

    Anonymous

    Further than I want to be, I'll tell you that.

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