Which dept? Shoes, clothes...?

I'm in the black and proud of it...

I'm actually not in debt :)

I have a debt-free status.

Thanks to my low salary, I'm forced to live within my means.

Well there is that 5 figure student loan.

I cant answer, I am laughing too much. LOL.

The only dept around here is the Department of Motor Vehicles, but I don't have to deal with them until 2010 when my driver's license comes up for renewal.

As for debt, none. My lack of a credit history (and benefits-based income) makes it impossible for me to qualify for any credit card.

I'm $0 in debt, but I have over $3,000 on my credit card that will need to be paid in about a month. (The bill hasn't even come in the mail yet. I'll consider it as debt if I'm ever past-due. I use my credit card like a charge card, paying the bill in full and on time every month.)

The only debt we have is our mortgage, and we only have 3 years left on that. WooHoo!

I have somewhat over $500 of debt at the moment. However, that is on a purchase that I made that was 12 months same as cash deal and I have way more than that in my savings account. So, I can pay it off any time that I want. I will, however, probably not pay it off until just before it starts to accrue interest on the loan. That way I will get as much interest out of the money as I can before I actually have to pay off the loan.

In the larger scheme of things, I have only rarely had to go into debt for anything. The furthest in debt that I have ever been was when I had to buy my current car. I finished paying that off a year ago this month and that was two years ahead of schedule. I even managed to come out of graduate school with a greater net worth than I had going into it. So, I have done pretty good at staying out of debt in my life.