In England, is it possible to get a credit card that doesn't have an overdraft? If so, how?
by 
Carmella
ANSWERS: 1
-
I'm not really sure what you mean. A credit card is usually a way of borrowing money as is an overdraft. Technically you can be in credit on your credit card account, but if you were planning on staying in credit taht would sort of defeat the object of having one - you may as well just have a bank account. If you mean is there a way you can have a payment card (rather than cash) to carry without having to be in debt then what you need is a bank account with a debit card facility. (You get a card that you can use in a similar way to a credit card, but the money is taken directly out of your bank account there and then, rather than you having to pay a bill at a future date. You can't usually spend more money than you actually have.) If I've misunderstood please tell me!
RELATED QUESTIONS
Copyright 2023, Wired Ivy, LLC