by 3 hours ago
ANSWERS: 2
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You must write ALL 3 of the Credit Bureaus separately or go online to Annual Credit Report.com. You get 1 free credit report free each year, the process is easier and more efficient online. Once your credit report is ordered, there will be links link for you to dispute a credit item. They will want your Full Name, Address, and Previous Address, Social, Birthdate and maybe a security question to get pass. Then you provide the reasons for your dispute and they will open an investigation. Within 30 days, if you disputed online, you will receive an email when a resolution has been received you can click on the link and go to the website of the Credit Bureau to see the results of your dispute. If you wrote in within 30 days you will receive an updated credit report with the results. You wil also have the option of putting in a fraud alert on your credit report so no one can falsey open credit or make unlawful reports without you being contacted first. You can also go to GetTheExperts.com website and they can get you an identity theft plan.
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Hi, If you believe there are errors in your report, you should contact the credit reporting agency that has the wrong information to find out how to get it corrected. If you find errors, it’s your right – and responsibility – to get them corrected because inaccuracies could hurt your score. **You should also make sure that the error is corrected with the other 2 credit reporting agencies. For step by step details on how to correct information in your credit report, go here: http://learn.equifax.com/credit/credit-information. It’s provided by Equifax and it’s fairly straightforward. Hope this helps!
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