You said it, your bf. I personally would not. He must learn how to be financially responsible. By you bailing him out that is bieng very generous on your part. If you do not put ALL the details of your loans in writing and have him sign all the papers he could simply walk away from you and you would be out whatever you lent him. He needs to go to a financial credit counseling company to get his debts and all his financial matters straightened out. It sounds as though you understand and care for him but he will not be able to go to you forever. Are you willing to pay his way for the rest of your time together? He needs to learn the basics, my FICO/Beacon score is 817 and from what you are telling me about yourself you probably have a good score. Question, what would happen if you all of a sudden stopped helping him financially? You might just be surprised. Do not jeopardize your good credit for anyone! It takes way too long to get your score up after mistakes have been made. Good luck, get it in writing but remember, if you co-sign, the lender will come after you if he just stops paying and then because of co-signing both credit files are affected. I have Equifax and FICO yearly accounts that monitor all of my financial transactions with alerts set up and am notified instantly if any new credit in my name is applied for, change of address and so on. Good luck, let him borrow from someone else and then see just how long your relationship stands. That is something else to think about although yours might not be that case, many, many, are. Good Luck!

Oh my gosh...where is Judge Judy when we need her? She would scream at you. GF should NEVER take out loans for the BF under any circumstances. Same goes for vice versa. This scenario never ends well. He can leave at any time or kick you out and you will be stuck with these bills. All it takes is him getting upset over one thing and you could be stuck with it all.

I think you need to redefine your idea of 'full responsibility' - If the loans are in your name, even thou he pays them, guess who's legal responsibility it is? If he decides to default, guess who has to repay them? For your sake, I hope he doesn't get any ideas...

WHAT??? Are you NUTS???? If he have had "Seized" account(s) "for debt collection", that's a wrap! That alone should tell you something...HELLO! (Bless your heart for trying to help), Love (and even good sex) DO NOT pay any bills, and who's to say you'll break up (God forbids), then YOU WILL BE STUCK (I'm guessing bf is boyfriend, if not, then best friend, which still holds the same). 26 "Be not one of those who...become security for another's debts." (Proverbs 22:26 Amplified Bible). God Bless