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Being in a stable employment situation is a definite plus. If you haven't moved often lately, that's good too. But you will be a poor credit risk until you have brought your debt situation current, and have kept it that way for a while, and have reduced your debt load to a manageable amount. You can probably still get financing, but you will pay a high interest rate, and may need a cosigner. Look at anything you're offered carefully. Watch out for predators.
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