ANSWERS: 6
-
depends on how long ago it was. you can go to a different company instantly and get one. as it does not show up on your credit file for up to 3 months. after that 6 years.
-
I'm sure you could go buy one now, at one of those place that promises "everyone is approved!"
-
You mean the finance company repossed your car? If so, your credit is probably going to gone the tubes and it will be difficult for you to buy anything on credit (like a car) for quite a while. I would try to get your finances in order, pay off any debt and pay your bills on time. Then your credit rating will rebound. It will take at least a couple of years.
-
Stop buying on credit. You should be able to go out a buy a car today if you have the cash for it. Anyone who will finance you today will give you horrible rates.
-
You can TRY right off the bat. My in-laws filed bankruptcy two years ago and turned a car in four months ago. They just got another car... at 27.99%. Granted, it's financial sodomy, but they DID get another vehicle.
-
Tha last poster didnt read your question correctly...obviously! Supposedly, if you surrender your vehicle voluntarily, with out the finance company coming to take it ie:repossesion, you can buy a car from another creditor right away. Interest rate may suck but you can do it. Some folks surrender cars so that they can buy a more affordable car, or more gas effeciant. So you should be ble to right away from what i was told from Toyota Motor Credit!
Copyright 2023, Wired Ivy, LLC

by 