by Answerbag Staff on June 9th, 2010

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How many years do bad credit card ratings stay on a credit record?

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by Mark Kennan on June 9th, 2010

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Mark Kennan is a freelance writer specializing in finance-related articles. He has worked as a sports editor for"Ring-Tum Phi"and published articles on a number of online outlets. Kennan holds a Bachelor of Arts in history and politics from Washington and Lee University.

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Most records of bad credit remain on your credit record for seven years. However, Chapter & bankruptcy records remain part of your report for a decade and unpaid tax liens have no expiration date.
References:
MyFICO: How long will negative information remain on my credit report?
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