ANSWERS: 1
  • Required minimum distributions from individual retirement accounts (IRAs) begin the year the account holder turns 70 and one-half years of age, reports the Internal Revenue Service. The distributions must begin regardless of whether or not the account holder is retired, but only apply to traditional IRAs. Roth IRAs are exempt from required minimum distributions.

    Source:

    IRS: Retirement Plans FAQs Regarding Minimum Distributions

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