High Deductible Health Plans

High deductible health plans are the least expensive in monthly payments. These are especially useful to those who don't mind paying the smaller health care bills but want insurance to cover catastrophic type illnesses and surgeries.

Preferred Provider Organization Plans

As far as individual health plans go, these offer the most in flexibility and choice, as you get to choose your doctors and options as to what insurance will pay.

Indemnity Insurance

In these, you get to choose a doctor and a hospital. They do have in-network doctors and hospitals that are cheaper, but if you are willing to pay more, you may choose out-of-network doctors and hospitals.

Special Needs Insurance

These are plans that are specifically tailored to someone with a special need. Hourly employees can choose from low cost options, while the self-employed can choose the provisions right for them.

Self Directed Health Insurance Plans

These plans have a low monthly premium and have a preventative care allowance. You can choose doctors and hospitals. The drawback is a higher co-pay and deductibles for chronic illnesses and emergency care.

Source:

Affordable-Health-Insurance.com: Individual Coverage