ANSWERS: 1
  • When mortgage lenders request a copy of a credit report for loan pre-approval, it is considered to be a hard inquiry and can result in a credit score drop of up to five points. Pre-approved credit card offers do not negatively impact a credit score unless an application is submitted.

    Source:

    Washington Post

    Experian

Copyright 2023, Wired Ivy, LLC

Answerbag | Terms of Service | Privacy Policy