by 
The Curious Bag
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Driving under the influence or DUI charges bring serious consequences. Loss of a driver's license, stiff fines and even jail or prison time are all possible results associated with such a charge. The ramifications of a DUI charge are magnified if you lack appropriate automobile insurance.
History
Beginning in the 1980s the penalties for both DUI and driving without automobile insurance increased significantly across the United States.
Function
The functions of these penalty enhancements include an attempt to keep intoxicated drivers off the road and to ensure that third parties have insurance protection should an impaired driver cause damage or injury.
Effects
In addition to DUI you face an additional charge of driving without insurance.
Penalty
Conviction of driving without insurance results in a fine, suspension of a driver's license for a set period of time or until at least insurance coverage is in place and even jail time in some jurisdictions.
Warning
Avoiding a conviction for driving with no insurance is crucial, not only because of the immediate penalties. If you face such a charge in the future you might be deemed a habitual violator, resulting in a permanent revocation of driving privileges.
Source:
"Drunk Driving Laws;" Dennis A. Bjorklund; 2008
"Drunk Driving Defense: How to Beat the Rap;" Dennis A. Bjorklund; 2008
DMV.org: DUI & Driving without Insurance Laws--State by State
Resource:
National Institute for Highway Safety: DUI and Related Laws--State by State
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