by 
The Curious Bag
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<h4 class="dechead">On One Hand: It Works for Debt Relief
For debt settlement or debt negotiation, Freedom Debt Relief is a good choice. It is one of the largest debt resolution businesses in the U.S. It settles more than $100 million of their clients' debt each year. In addition, the debt counselors at Freedom Debt Relief are certified by the International Association of Professional Debt Arbitrators.
On the Other: Debt Negotiation May Not Be for You
While debt negotiation or debt settlement can cut your bills in half, this option will ruin your credit. In addition, while you are going through the settlement process, you are typically not paying your bills, which mean you will probably be getting calls from collection agencies.
Bottom Line
Once you have studied all your options, such as debt consolidation, better budgeting, credit counseling and bankruptcy, and have determined that debt settlement is the road you want to take, Freedom Debt Relief is a good choice to help you accomplish your debt settlement goals.
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