- NEW!
by HasntBeen on November 12th, 2009
You will not get stopped at the airport, or any other place for that matter. But you will find that when you go to apply for credit, or rent an apartment, it's likely that your history will show up on your credit record and you'll have a tough time.
As for removing someone from the account, there are two kinds of roles: debtors vs. extra cardholders. The debtor(s) are the people who owe the money, they signed the original contract or were added as debtors during the life of the account. The extra cardholders have no responsibility, so the bank is fine with letting you just strike them from the record. But the bank is not going to let go of a debtor unless they're satisfied that the remaining debtor(s) are good for the money.
How you get it paid off is by giving them back their money. Perhaps I've misunderstood this part of your question?
by Pistachio on November 16th, 2009
SoTrue, So True...they will keep both people on the account, and keep reporting it as a delinquient account for up to seven years after you pay off the account and close it.
Who inherits credit card debts if my husband dies first?
by Answerbag Staff on July 11th, 2010
| 1 person likes this
How much debt do Americans have?
by Answerbag Staff on June 26th, 2010
| 1 person likes this
How many people are in debt in the U.S.?
by Answerbag Staff on June 17th, 2010
| 1 person likes this
Am I responsible for my husbands credit card debt even though my name is not on the card and we dont live together?
by Suerosey on February 14th, 2011
| 1 person likes this
How to pay off credit card debts ?
by Carol_S3818 on January 27th, 2011
| 1 person likes this
You're reading I left the US a couple of years ago and left debt of around $3500 with a credit card. I am now anting to go back and visit my son will I get stopped at the airport? How can I remove a named person on the c/card I left? How do I get it paid off?
Your favorite Q&A site is on Facebook! Become a fan to connect with the ever-growing community of Answerbaggers, share your thoughts and find out what Answerbag's up to next!
Comments
Thanks for the answer. Just to clarify. If I call the bank and ask them to remove my ex-wife from the debt as she was an extra name added to the card that I signed up for she will be removed? Thanks again
by livethedream93 on November 12th, 2009
If the account is held jointly between the two of you, I'm not sure what their rule would be for removing a 3rd cardholder. I suppose if they allowed her to add the cardholder without your permission, they should allow you to remove the cardholder without her consent -- after all, you're still liable for the debt, so it's not fair to expect you to have no control over who has a card. I think that's the most likely position they would take.
But they're not going to remove your ex-wife from the account in a situation like this, because they haven't been paid... they like debtors, because they go after debtors for payment. If they take her off the account, they can only go after you.
by HasntBeen on November 12th, 2009