ANSWERS: 2
-
You will not get stopped at the airport, or any other place for that matter. But you will find that when you go to apply for credit, or rent an apartment, it's likely that your history will show up on your credit record and you'll have a tough time. As for removing someone from the account, there are two kinds of roles: debtors vs. extra cardholders. The debtor(s) are the people who owe the money, they signed the original contract or were added as debtors during the life of the account. The extra cardholders have no responsibility, so the bank is fine with letting you just strike them from the record. But the bank is not going to let go of a debtor unless they're satisfied that the remaining debtor(s) are good for the money. How you get it paid off is by giving them back their money. Perhaps I've misunderstood this part of your question?
-
SoTrue, So True...they will keep both people on the account, and keep reporting it as a delinquient account for up to seven years after you pay off the account and close it.
Copyright 2023, Wired Ivy, LLC

by 