by -Icy- on October 18th, 2009

-Icy-

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Yes or no, you carry a balance on department store credit cards?

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Answers. 27 helpful answers below.

  • by CaptainHarley adores his life penguin on October 18th, 2009

    CaptainHarley adores his life penguin

    I don't use credit cards ... period! If I can't pay cash for it ( usually with a debit card ), I don't buy it. Simple. : )

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  • by Jay Was Here - AYPWIP on October 20th, 2009

    Jay Was Here - AYPWIP

    Nope

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  • by Waqar Hussain Laghari on October 18th, 2009

    Waqar Hussain Laghari

    no.

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  • by Mountain Momma on October 18th, 2009

    Mountain Momma

    Nope

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  • I do carry a balance to department stores and also in my head.

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  • by Starwalker on October 18th, 2009

    Starwalker

    Cash deals only ,in social and business life:)+5
    I don't use credit card.

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  • by Wind in the Willow on October 18th, 2009

    Wind in the Willow

    Yes, but only one. I try to keep it reasonable.

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  • by dreadyroots on October 18th, 2009

    dreadyroots

    No

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  • by Nancy on October 18th, 2009

    Nancy

    Currently; yes, but I'll pay it off at the end of the month. I only use it to get discounts and coupons from Kohl's. My son wanted a jacket and because I used my card and a coupon; I only paid approximately $58.00 for a $140.00 coat. Yay!

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  • by Ocean Flower on October 18th, 2009

    Ocean Flower

    I don't own any credit cards...I wouldn't trust myself with one and I like to know I actually own the things I have...Peace!

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  • by azlotto on October 18th, 2009

    azlotto

    No.

    +5

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  • by qwerty on October 18th, 2009

    qwerty

    nope
    ppl ask me how I live without debt
    I ask them how they do
    I can't wrap my head around it

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  • by Possum on October 18th, 2009

    Possum

    Who in the world has, or even issues, department store credit cards anymore?

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  • by Chicago Lady on October 18th, 2009

    Chicago Lady

    No, not often. I do use one of my store cards fairly frequently, as accumulated points give 20-30% discount coupons. Hi Icy! :-) +5

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  • by gwh6552 on October 18th, 2009

    gwh6552

    "No" Because I carry no department store credit cards.

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  • by john pennington on October 18th, 2009

    john pennington

    Years ago, my wife and i had a going away party for our credit cards.

    We had paid everything and used a lucky pair of scissors to complete the ceremony.

    We each drank a glass of wine in celebration.

    Now, its cash or nothing!

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  • by machinerat on October 18th, 2009

    machinerat

    Nope. It's been about five years since I owned one (Target)

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  • by RosieGHM Jetpacker on October 18th, 2009

    RosieGHM Jetpacker

    Nope. We believe in "pay as you go". If we charge something it is for convenience only and we pay the bill in full upon receipt! :)

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  • by kybear on October 18th, 2009

    kybear

    We never carry a balance on store cards. We usually only use them to get an extra discount.

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  • by Scooby on October 18th, 2009

    Scooby

    Nope!! Cash or debit only!! :-/ same as Captain Harley
    If I can't pay for it I don't buy it!

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  • by -Rohit- on October 18th, 2009

    -Rohit-

    No. I don't even have visiting card.
    Lol.
    +5

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  • by CT on October 18th, 2009

    CT

    No I don't have credit cards..I don't like debt :D

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  • by Merfish on October 18th, 2009

    Merfish

    No. The intest rate on department store cards is way too high.

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  • by rose1980 on October 18th, 2009

    rose1980

    No, NO, NO. I refuse to buy with credit cards unless I am so desperate, but I'm not, so I don't.

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  • by Apple on October 18th, 2009

    Apple

    No, there are better offers on other credit cards usually. Store cards never quite step up to the mark!

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  • by Anonymous on November 26th, 2009

    Anonymous

    No, I don't carry a balance on department store credit cards. It limits you too much in your purchases.

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  • by Moley the contrary female dragon on October 18th, 2009

    Moley the contrary female dragon

    No I dont have any credit cards any more+5

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