ANSWERS: 5
  • Not an easy question to answer. Women also have more accidents than men, but they tend to be small with lower insurance claims. Men, on the other hand tend to have much bigger & more damaging accidents leading to more injuries & deaths. I suppose it depends on your perspective. I just think everyone except me cant drive!
  • You're way off. This is from insurance.com So, who is more likely to get a traffic violation? Or be in a fatal accident? When the question is asked that way, it might give even the most proud male driver a moment of pause. Insurance companies have already made up their minds on the matter—and they have the data to back it up. "All the evidence points to young males having riskier driving habits than young females. Men between the ages of 16 and 25 are much more likely to be involved in accidents, or be cited for traffic violations," explains Insurance.com VP, Sam Belden. "Insurance companies bear this kind of behavior in mind when quoting rates." Insurance.com's own data supports this, too. Based upon information provided by consumers in the first half of 2008, Insurance.com reports that 68% of women have no traffic violations versus 64% of men. Of those reporting violations, 30% of women have 1–3 traffic violations versus 33% of men, and 2% of women have 4+ traffic violations versus 3% of men.
  • IIHS also reported that from 1975 to 2003, female deaths in motor vehicle crashes increased 14 percent compared to an 11 percent decline for male motorists during that same period. Insurance industry executive Daniel W. Kummer pegs the rise in female deaths in vehicular crashes to more women obtaining driver's licenses than in the past and driving more miles than, say, 25 years ago.(shows that when you drive more you get in more accidents.) http://www.sciencedaily.com/releases/1998/06/980618032130.htm
  • Difficult question to answer. Each have unique abilities and liabilities when it comes to driving. Women have an advantage in their ability to shift attention from one thing to another, and to do so more seamlessly. They are also typically better able to concentrate, and have a smaller biological propensity to pursue intense physical sensations like the thrilling rush of high speed, making them less likely to drive recklessly. Men, however have an advantage in their ability to perceive the relationships between objects in space, which explains their advantage with parking. They are better navigators in every relevant catergory, and more confident, making them more comfortable (and better prepared to react) in unfamiliar or dangerous situations. Watching my girlfriend tense up like a human rock when we begin to lose traction on the ice (while I calmy react accordingly) makes me glad she's not behind the wheel in times like that. When it is all added up, women have accidents more frequently (by a margin of about 3:1 adjusting for miles driven), yet they are relatively minor, and less likely to involve an insurance claim. Men's fewer number of accidents often involve more damage and higher insurance claims. A combination of less risk-taking, fewer average miles driven, and law enforcement gender bias also makes women less likely to be ticketed for an infraction. Men are better at the mechanics of driving, women at the mentality of it. Tom Vanderbuilt (author of the wonderful book "Traffic: Why we drive the way we do and what it says about us") has a blog that has some interesting info on the topic. http://www.howwedrive.com/
  • Men have evolved to become more adept at being spatially aware and testosterone is one of the key hormones that contributes to one's reflexes. Therefore, I would say that men are biologically designed in a way that gives them natural advantages when it comes to things like driving. That being said, there are many very good female drivers and some lousy male ones.

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