ANSWERS: 2
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It depends what you want to do with your life. If you can be happy with no possessions, begging for money, and living by yourself under a bridge; then no, credit rating, nice things and status symbols don't really matter. Now, if you want to attract the opposite sex, rent or own a house, support a family, and enjoy some of the finer things in life; then yes, credit rating, nice things and status symbols matter...
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If you want a house to raise your family in it is.
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