ANSWERS: 2
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You should have worried about that before you drove without insurance. Thats why the laws. if you cant afford insurance then you really cant afford to drive. Thats why we have the mandated insurance law. But other than getting an attorny there is nothing you can do because you had no insurance you are kind of at the mercy of the insurance company. GET INSURANCE NOW!
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First, did you call the police and make a report? Was this a hit and run accident? How did the other driver know how to get in touch with you? You have no auto insurance? A lot of unanswered questions here. Too many to give a correct answer, at this time.
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