ANSWERS: 6
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Talk to your insurance company. Sometimes they take a while to go through, but that's what they're there for. Ask if they have a program for rental cars. There's also always the option of a civil suit to the other driver.
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Ask Gary
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Hire a lawyer.
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See if there's any unbiased documentation (witness who is a stranger to you, videotape, photos, etc.) you can obtain to support your side. Submit these to the other guy's ins co. If you haven't already and you have collision coverage, file a claim with your insurance company. If the other guy's insurance is refusing liability (saying it wasn't his fault) get that in writing from them. Keep excellent record of all contacts, phone calls, names, etc. as well as documentation of every out-of pocket expense, car rental, towing, storage, medical bills, prescriptions, get obsessive in the details. In the meantime, make sure you don't sign anything giving away your right to pursue further damages. If no/inadequate results - contact a trial lawyer that specializes in insurance that will work on a contingency basis - means he won't get paid unless you do.
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Hire a lawyer. They'll know what to do and will get you the most bang for your money for a fee of about 25% of what they negotiate on your behalf
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Your insurance company has a much better shot at collecting than you do.
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